Fun with Insurance

I’ll admit: I was kind of whiny yesterday. On the upside, though, I spent the day making calls to get needed services and things for my kids.

One of the things I did was to sign up Zoe for speech therapy. The local hospital, which is very good, even provides transportation, so this was great news. They took my info and then I had to get a call back.

For the first time, I heard the words “pre-existing condition”. As a parent, that term sends chills down your spine. Odd, though, if she DIDN’T have autism, I wouldn’t need speech though, right?

It’s not as bad in this case. They will cover up to a certain amount only, for one year. This is fine because Zoe has secondary insurance (she gets a kind of medicaid for kids for having a disability), so they pick up the balance, which is small. Not only that, but the waiting list is 6-9 months long, so shortly after getting services, she could be off that “pre-existing” list.

I’m really glad-fortunate-blessed-lucky this all worked out, but can you say
WE NEED HEALTH CARE REFORM NOW????